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HomeMy WebLinkAbout1984-05-30 84-213 ORDER84-213 Introduced by Councilor Frankel, My 30, 1984 �u CITY OF BANGOR (TITLE)- MrDei Authorization e Execute d File a Final statement r............of c ty- ..... _._. ... iox D e1 pm nt vel pmevea and P et ed dses o£ Funds fns Community Development mmuitlemeni Funds under Title I of the Housing and Community Development By W hnkv Bassani of the CRY ofBaxgmr: THAT, the City Council of Bangor, as the local governing body, hereby authorizes and directs the City Manager to submit to and file with the Department of Housing and Urban Development a Final State- ment of Community Development Objectives and Projected Uses of Funds for Community Development Block Grant Entitlement funds as provided for in Title I of the Housing and Community Development Act of 1979, a copy of which is attached hexeto a "Exhibit A" and consisting of three (3) numbered pages; and to provide such additional information and furnish such documents as may be required by the Department of Housing andUrbanDevelopment to execute such contract or contracts as may be necessary for the entitlement grant to be received; and to execute and.file requisitions for funds. BE IT FURTHER ORDERED, THAT, the City Manager is hereby appointed as the authorized representative of the City of Bangor to act in connection with such statement of the City of Bangor for Federal Community Development Block Grant funds under Title I of the Housing and Community+Development Act of 1979. b 5p� M In City Council May 30,1954 Refuted to Comity development co®ittee consider next meeting City k In City Council June 11,1984 Passed as amended Said amendments are identified by an asterick on the Final Statement of Comeuelty Developsent Objectives and Projected Uses of Funda exibit A to Said Order t2 au� Lit erk 54-213 O R D 1 R -84 ORY 23 AW 34 Title, RECErvED CITY OF BANGOR Authorization to Execute and File a' ...................................... Final Statement of commonalty Development ...................................... Objectives and projected uses of Funds for GomY.�iflt�i�ly9�vt�j.lement Funds der Title I of the NO gpAnpy tommusgl�' Councilman ✓..�. may.. _/'ys..,Zn- sF1��..�_ /�/ �15—�/6Y'Q __.-._. GHwOr Tiff / B�� .S.B+r.afn GGa'✓ / Y CL Nf.: a-. O,d.- Po,- „.,fid ,,y -C4 c.#-4 ..✓ /i,"a..E l>) m '�i �.«oC 5.3.7�.�.JS fy i✓`�'7�""�" 7"�""`° ..../ i/,r,.,.�✓ /.G yd ,&�.+aL� lr�f .4 K .ea.:a' �. 4 BANGOR, MAINA lrw jUe voo, ENTITLEMENT PROGRAM • I -City of Bangor FY 1964 CDBG Entitlement Grant Table of Contents Page Application for Federal Assistance - Standard Form 424 - 1 Proposed Statement of Community Development Objectives 2 West Side NCP 2 Downtown Revitalization Activities 2 Loans for Property Rehabilitation 3 Center Street NCP 3 Garland -State NCP 4 Economic Development Activities 4 Old Capehart Public Improvements 5 Projected Use of Funds "1983 6 Assessment of the Use of FY 1982 and CDBC Funds 7 Council Order Authorizing Execution and Filing of a Final Statement 10 Council order Appointing City Manager as Responsible Federal Official 11 Council Resolve Assuring and Certifying Compliance with Certain Requirements 12 Certifications 13 Maps Map Of West Side NCP 15 Map Of Downtown Revitalization Area 16 Map of Center Street NCP 17 Map of Garland -State NCP 18 Map of Old Capehart Area 19 Response from Regional Planning Commission 20 Td BOYO FEDERAL ASSISTANCE Mumma o3 a. aC. aW° I a DIANE p aaaauunm ... eW _VON WO 0}S ....,e w Mass Mass ® amum Ic ea towk ❑almtalN OF mma MA) Li p maxa a Earth.striN A.ruawrlwa 4 all iwa `City nm.Yww MR. amts : of Bangor 01-600002M a awmwm : Planning & Community Develop. t d0.pd 1 73 Harlow Street 1 4. 219 COFTnity aA : Bangor, adw:Penobscot m PAY Develepuer F. d. Maine a.ads 04401 +Za Block Grants/Entitle Rodney G. McKay, (207) 94]-0391 d+n ent Grants ;� w .m 5 VAR AND ENRIPTION APPERTURIM; FOREPRE, 1. TYPE F Am wmx tpleUT City of. Bangor FY 1984 Community Develop- um wwwN� nt Program: (1) West Side NCP, (2) Fum "p a, ��'�Zabel, Downtown Revitalization Activities,(3)City_ ° y'0 wide Rental Rehabilitation Program (4) Centel:u Paid Street NCP, (5) Garland -State NCP, m< 6w.upnmu uxr [�E (6) Economic Development Activities (])Old earm of onaAeae Public Improv counts RAmm:ndm iAt, (TN " Wall iaYl u.j •YEAR aC�pebar[ eA OF "W= TWA" rvol e"AN u31�643' OS AnuGpNµ aiwi OF •,��Few, Bangor, Penobscot„,•Maine am udiwW aw"Yowd, °i L� rn NBW FpwDw.a wI Pwm W — - — — -- -- MEWI l+nx ..0 ewe1 a 1 is OOOao .a R. gym.—_ Ma ine-2nd ne-2nd_ o, "vx°°lan, s It amulTr � s 17”° a � n11 PRIZE. _rlgm emu go. 'MBak low a_1 ETLYN, -----w POSTING 1u:'� Aims s 1184 SMATEoD4T�m `B_84-MCt -23-0004DERAL r. a1152 000mp OIL c eaua.Y es AVO Dept•of�Hou g & Urban Develon.,w•%ansyg$ or, N.H.t �y00 ®w> _ : Awda M—eii 0x%�°/2 .O rvrvw"°ie is �rifr�. Me WaF"EPRIN w •a a El APPLIMANIT EY w YWhYer IRA ..a> m State Planningorris p p nurM +"'a, yW opm, A. rftwM �' cot Regi Clam.4 a Penobscot Regional Planning C�.4/2�94 O D as. a TIM LIVED, p soh w � m p City Manager 1184 5 31 SEVA new Disease) 19 aacAM ATIO m mwrn. Ao :.:.:.:. mA::�i onane — ON p21. YHUNALOH own 9 m "mm clew clear IDENTIFICATION ENZ IM p ruomm _32 sww .ct 19 mm,�' START� geFEE p a memo ° �"ox :x..,s� �awrmw MR FAIR : R to --n w - oom own gw. Na — 11 1. tin Am 1.' RE s, r we�nwx".MFir"'rn Me uI ': set weer x"i:L":,+"^F.UE I. 11 11-Mu.eauPAPPE-alv.«. CITY OF BANGOR FINAL STATEMENT of COMMUNITY DEVELOPMENT OBJECTIVES FY 1984 The primary objective of the City of Bangor Community Devel- opment Program is the development of a viable urban community by providing decent housing, a suitable living annment and expanding economic opportunities, principallyforof low - and moderate -income. Consistent with this primary objective, Bangor's FY 1984 program year specific objectives and projected use of funds are. - 1. West Side Neighborhood Conservation Proiect To arrest and eliminate blighted and deteriorated housing conditions and to bring about an improvement in the neighborhood environment in the area generally bounded by Second, Cedar, Sanford, Chester Place, Third, Union, Highland Court, Ohio, Kossuth, Kenduskeag Stream, Court, Hammond, Clinton, Dole Court, and Union Streets by undertaking neighborhood conservation activities involving code enforcement;aproperty rehabilitation loan program, principally for the benefit of low- and moderate -income persons; selective acquisition and clearance of severely deteriorated and/or inappropriately developed properties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, esplanades, street and pedestrian lighting, parks, pedestrian ways, and recreation areas. Of the City's $1,152,000 FY 1984 Community Development Block Grant (CDBG) Entitlement Funds, approximately $15,000 will fund the third year increment of this approximate $1,300,000 multi-year project. 2. Downtown Revitalization Activities To alleviate physical and economic distress through stimulation of private investment, community revital- ization expansion of economic opportunities principally for low- and moderate -income persons, and aiding in the elimination of blighting influences by providing financial and technical assistance for the rehabili- tation, restoration, reuseand/or expanded use of existing private properties; design, construction, reconstrwtion, rehabilitation and installation of publicly owned and/or operated facilities; promoting and assisting new private development of vacant or -2- underutilized property; preventing and eliminating blighting influences through code enforcement and, as necessary, selective acquisition and clearance or rehabilitation of vacant and/or deteriorated proper- ties; a isting the development of the recreational, residential and commercial service of central business potential of the waterfront and stream areas; and implementing the City's strategy fox downtown revital- ization. It is projected that $492,000 of FY 1984 COBS Entitlement Funds will be used to provide public improvements to leverage the private investment neces- sary to restore, rehabilitate, repair, reuse and beautify existing buildings. Loans for Property Rehabilitation 1n Conjunction With State and/o[ Fedexel Rental Rehabl to [ion Programs To improve and expand housing opportunities for low - and moderate -income persons by making available, on a City-wide basis, low-interest [ate property rehabilita- tion loans to owners of existing properties who commit themselves to participate in an available federally o state funded rent and/or rehabilitation subsidy program such as the Section 8 Moderate Rehbilitation, Section 8 Existing Housing, Rental Rehabilitation and Rental Rehabilitation Demonstration programs. Eligible prop- erties are those which do not currently meet HUD Section 8 Minimum Property Standards and/or the City of Bangor's Property Maintenance Code, but which can eco- nomically be brought into compliance. Rehabilitation will be limited to correcting code violations and/or solations of Section 8 Minimum Property Standards, cost effective energy conservation measures, general property improvements necessary to put the property into generally good and readily maintainable conditon and the conversion of an existing structure to housing or to increase the number of dwelling units in an existing residential or mixed-use structure, 4. Center Street Neighborhood Conservation Project To arrest and eliminate blighted and deteriorated housing conditions and to bring about an improvement in the neighborhood environment in the area generally encompassing Center Street between Somerset and Congress Streets, and between Center and French Streets, the following: West Park Street, South Park Street, Garland Street, Cumberland Street, Center Street Avenue, and Somerset Street by undertaking neighborhood conservation activities involving con- centrated code enforcement; a housing rehabilitation loan and technical assistnce program, principally for the benefit of low- and modexate-income persons; -3- selective acquisition and clearance of severely deteriorated and/or inappropriately developed prop- erties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, espla- nades, street lighting and recreation a it is projected that $55,000 of EY 1984 CDBG Entitlement Funds will be used to continue code enforcement and property rehabilitation loans in this neighborhood. 5. Garland -State Neighborhood Conservation Project To arrest and eliminate blighted and deteriorated housing conditions and to bring about an improvement in the neighborhood a nment in thea a generally bounded by Garland, Fern, State, French, and Park - Streets by undertaking neighborhood conservation activities involving code enforcement; a property rehabilitation loan program principally for the benefit of low- and moderate -income persons; selective acqui- sition and clearance of severely deteriorated and/or inappropriately developed properties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, esplanades, street lighting, parks and recreation areas. Of the City's $1,152,000 FY 1984 CDBG Entitlement Funds, approximately $168,DOo will fund the first year increment of this multi-year project. 6. Economic Development Activities To create and retain jobs for low- and moderate -income persons, leverage private investment, alleviate phys- eal and economic distress, and expand tax revenues through the use of CDBG Entitlement Funds for the acquisiton of real property for economic development purposes; for the acquisition, construction, recon- struction, rehabilitation and installation of public facilities and site improvements; fox the acquisition, construction, reconstruction, rehabilitation, and installation of commercial or industrial buildings, structures, and capital equipment and commercial o real property improvements; and to provide assistance to private, for profit entities when the assistance is necessary to carry out an approved economic develop- ment project. evelop-mentproject. It is projected that $100,000 of FY 1984 COBS Entitlement Funds will be used to continue this activity. -4- ], Old Capehart Public Improvements To rebuild and overlay deteriorated City streets in the Old Capehaxt neighborhood bounded generally by Ohio, Blue Hill West and Blue Hill East Streets and Pinson and Davis Roads. This neighborhood contains the City's oldest and largest public housing project and has a high concentration of low- and moderate -income house- holds, children, large families, single parent house- holds with children present and tenter households and there is a high turnover in residential tenants. It is . projected that 6125,969 of FY 1984 CDBG Entitlement Funds will be used to fund street improvements in this neighborhood. No funds applied for in this application are designated for public service activities. lag -5- M Plolect Area BIeakdown Projected use of Funds Center Garland- City of Bangor Downtown Economic $ Low 6 Moderate 1984 CUBE Entitlement Funds St. NCP Funds available Old $1,152,000 Develop. General Administration $53,050 $ 182,000 Planning Capehart Area 15,000 Project Area Activities Subject to $ 0 955,000 Low and Moderate income Benefit Rules $ 0 $ 0 $ 0 TOTAL $1,152,000 0 Plolect Area BIeakdown %Low 6 Moderate Population West Side Center Garland- 65% Downtown Economic $ Low 6 Moderate NCP St. NCP State NCP Old Bevil. Develop. $ 7,905 $53,050 (3rd Yr.) (2nd Yr.) (1st Yr.) Capehart Area Activity Total Rehabilitation $ 0 $50,000 $ 50,000 $ 0 $ 0 $ 0 $1001000 Economic Develop. 0 0 0 0 0 100,000 100,000 Code Enforcement 15,000 5,000 15,000 0 0 0 35,000 Public Improvements 0 0 103,000 125,000 492,000 0 720,000 TOTALS $15,000 $55,000 $168,000 $125,000 $492,000 $100,000 $955,000 %Low 6 Moderate Population 52.78 61% 518 65% 888 100$ $ Low 6 Moderate Benefit $ 7,905 $53,050 $110,180 $ 81,250 $432,960 $100,000 $785,345 i LOW 6 Moderate Benefit 52.7% 96.58 65.68 65% 888 1008 82.2% hire .1..Sao ...... are' .f 'be '....., 1901 .., UO .e,l ...,. tattletale a, road. o. ...... or I ... hard. heralded 1. 1. FI..I Treated It File' .1.. Lt. ad par.... tattletale a, road. hear.." ...... or I ... hard. heralded 1. 1. FI..I Treated It File' Terrell Lt. ad par.... 911MI.al, It traded roj.er at.. rare ... i VpZIS4 aide .... I 3IMIIB4 1 ... far I ... It little & either pro Par', handier A.— all. retaliated of acquired PI ... the Imill.ted 14.111fl.4 .1 .ad. .a in eiral .1. 4 It $50,450 074,337 $376.$37 LOU% Ila. No? :1. I.habill- It ..... oil. 11 daf.g,.1 logo. ..1. Ea. I'D .9 96 ND.e I.q.1l.d. 13,000 -a- at �.LII DID'- I.IIff.1 I..P.I- ".688 4 11.&$$ Caa, It... 10 04 ad go f.11,gr 1.1pl"i .... 33 pa.p ... I .. .... .... no 83 D ltzDdo bI.ggla X I ... pli..,.. OL55.142 stl I.P.blil I"I'l. ... 11 1,.- 1433.902 a25R.72t I.I.d Do llghl..d I... MlgIl..d L.DI. V.I.D 11 ... do,. ..I Dal. Ila PI ... go, "!111.11 r..til. ... I, .I GI.rs., Data ad V419. a, 3O.R.h.bali- Flagg- D.P"De.o., 070.000 -a- L.tg...ag I..n pa.1 ..t.b- �... I... ".had. I I ... d. 11 pall.le I.p,,De ... 1 111. P'l.... i pplia ..... .. 4.1 111. ad.' ... ,. ..e. ,.. ....1, 3131,., If V.bllc P.A. .....111....[.1 e 00 1 2.794 a 2.794 1002 ... is":—,. ...<. 1111... , 11,14. 3S.730 55,750 A02 '"e x. e.e<e um . � nem 41.eM.166 19 IMI V91.2$¢ >9di $48.096 ' Introduced by Councilor p CITY OF BANGOR (TITLE,) Mrarr...... ... Authorization t Execute nd File a Final Statement of Communit � y Develo pment objectives and projected dsea of Funds for Community usingDevelopment and Entitlement Funds under Title I of the Housing and C—... y Development BY the City Council of the City ofBanyor. i13d 1TN114517 THAT, the City Council of Bangor, as the local governing body, hereby authorizes and directs the City Manager to submit to and file with the Department of Housing and Urban Development a Final State- ment of Community Development Objectives and Projected Uses of Funds for Community Development Block Grant Entitlement funds as provided for in Title I of the Housing and Community Development Act of 1974, a copy of which is attached hereto as "Exhibit A" and consisting of three (3) numbered pages; and to provide such additional information and furnish such documents as may be required by the Department of Housing and Urban Development to execute such contract or contracts as may be necessary for the entitlement grant to be received; and to execute and file requisitions for funds. BE IT FURTHER ORDERED, THAT, the City Manager is hereby appointed as the authorized representative of the City of Bangor to act in connection with such statement of the City of Bangor for Federal Community Development Block Grant funds under Title I of tha Housing and Community Development Act of 1974. =10- Introduced by councilor CITY OF BANGOR (11IlEJ Vt/i�12T1-- Appointing the City Manager, s Responalble Federal Official By Ow Chy CauncH of@a City of Bandar. ORDERED, TaT, the City Manager be authorized t0 assume the status of a responsible Federal Official as defined under the National Environ- mental Policy Act of 1969, insofar as the provisions of the National Environmental Policy Act apply to statements submitted for Federal funds under Title I of the Housing and Community -Development Act of 19]9{ and BE IT FURTHER ORDERED, THAT, the City Manager is autho- red to consent on behalf of the City of Bangor and himself to sept the jurisdication of the Federal courts for the purpose of enforcement of his responsibilities as a responsible Federal Official. -11- CITY OF BANGOR (TITLE.) PCOVIb¢ Assuring and. Certifying the City's Compliance I'l. ........... . .. ._...... ...._......._. with Certain Req arementa f r Community D elopment _.Funds __ By the City Coumul wFUw Cary of Bangor. B LVED. WHEREAS, the City of Bangor wishes to make a Final State- ment of Community Development Objectives and Projected Use of Funds and receive Community Development Block Grant Entitlement Funds under Title I of the Housing and Community Development Act of 19]9) and WHEREAS, Section 106 of the Housing and Community - Devel- opment Act of 1979 and Section 570.303 of Title 29 of the Code of Federal Regulations requite that certain certifications and assur- ances be given by the City of Bangor; VOW, THEREFORE, BE IT RESOLVED, by the City Councilof the City of Bangor that the City of Bangor hereby assures and certifies that it will comply with the assurances for the Community Development Block Grant Program attached hereto as "Exhibit A" and consisting of two (2) numbered pages. -12- .._. •� EXHIBIT A CBRTIFICrT9Ctd6 The grantee certifies that: (a) It Possesses legal authority to make a grant submission and to execute e community development and housing program; (b) its governing body has duly adopted or posed he an official act a resolution, motion m similar action authorizing the person identified as the official representative of the grantee to submit the final statement and ell understandings and assurances contained therein, and directing soul authorizing the person identified as the official representative of the grantee W act in connection with the submission of the final statement and to provide such additional information as may be required; M Prior to submission of its final statement to BUD, the grantee hes: (1) met the Citizen participation requirements of 520.301(a)(2) sed hes Provided citizens with: (A) the estimate of the amount of CDB; funds proposed to be used for activities that will benefit persons of low mnd moderate income; and (B) its plan for minimizing displacement of persons ss s result of activities assisted with CDBC funds and to assist persons actually displaced as a IwWl of such activities; (2) prepared its first statement of community development objectives and projected use of funds in accordance with 9 520.301(a)(3) and made the final statement available to the public W The grant will be conducted end administered in compliance with: (1) Title VI of the Civil Rights Act of 1964 (Pub. L. 88-352142 U.S.C. 2000d at sec.); and (2) Title VBI of the Civil Rights Act of 1968 (Pub. L. 90-284142 U.S.C. 3601 et L2.); (e) It will affirmatively further fair housing; February 1984 -13- EPdtIBIT A In It has developed its final statement of projected ase of funds so w to give maximum feasible priority to activities which benefit low and moderate income families or aid in the prevention or elimination of slums or blight; (the final statement of projected use of funds may also include activities which the grantee certifies are designed to meet other community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community, and other financial resources are not available); except that the aggregate use of CDBG funds received under section 106 of the Act and, if applicable, under seetien 100 of the Art, during r (a period specified by the grantee consisting of 1, 2, or I program nyears a shay princhat benefit persons of low and moderate income to a mariner that ensures that not less then 51 percent of such funds are used for activities that benefit such persons during such period; ,. It has developed nrommmdly development platy for the period spacifled in paragraph 1f) above, that identifies comnsulity development and housing needs specifies 6011 ::bort and long -tern community development objectives that hays been developed in accordance with the primary objective aid requirements of it a Act; tP) It is following a current housing assistance plan which hes been approved by HUD purseman to 575-.0.306; it It .r iii not attempt to recover may capital costs of public improvements assisted in whore 0 n part will: funds provided under section lOG of the Act or with, a:i.nm> rrwariry; fries a iparmnive under plethora 108 of the Act by ussesing ru a:::cunt nh:unsl pruBertics owned and occupied by persore of low end rwcrale barriers, including Any fee charged or assessment made As a condition of obtaining• access to such public improvements, unced (1) funds received under section 106 of the Act are used to pay the proportion of such fee or assessment that relates to the capital costs of such public improvements that are fianced from evveram sources other than wticr Title i the Act; or (2) for purposes of 1 amo any aunt against properties owned and occupied by persons of lora surds kirnte income who are act persons of low income, the ,lattice ecrtifio to the Secretary that it lacks sufficient funds received under section IUG of the Act to comply with the requirements of subparagraph (1); and (1) It will waply with the bitter provisions of the Act and with other applicable Lw �. -14- WEST SIDE NEIGHBORHOOD CONSFRVATION PP0.lFrT C ZGT AM COMMMITV DEVELOPMENT DEMPTUENT CENTER STREET NEIGHBORHOOD CONSERVATION PROJECT ar. VJ GARLAND -STATE I NEIGHBORHOODCONSERVATION PAOJECT PRO 11M r as 1 ! �., av i 9 Inch •queb -19- n' DM ALC MN CUPOMTON 10 ERAN(NN STREET & GDR, ME 04401 (202) 942-0389 April 30, 1984 City of Bangor Department of Planning and Community Development 73 Harlow Street Bangor, Maine 04401 The Penobscot Valley Regional Planning Com- mission has reviewed the application of City Of Bangor for Replacement and relocation of 800 Feet of 12" wateremin under B.O. 12372 procedures and has taken the action indicated below. 1. Recommends approval B 2. Recommends the application be disapproved _ 3. Requests consideration of the comment below _ 4. No comment comment: Wald A. Meagher E.O. 12312 Coordinator cc: State Planning Office PENOBSCOT VAIIEY REGIONAL BANNING COMMISSION A Dieslon Of Etntmn Moine Deweopmanf Ccmacm on -20- Ok SANGOR, MAI/V& /A V + 3go •99�{Y it•. ENTITLEMENT PROGRAM • X1983 Lim Anulbe cfl4•�hanuut Afiewar..xiviRIER,, NV# FEDERAL ASSISTAACCEz Ral Prem ED OF Ties wr Got . — M imniumN ®❑pnmrtixXu IN Nut Is 2M AIMED 29 MPRmmse l(M LTmlw • xn Hilx[G:nnr 0.01-600002OW tom Tt WTJM To .rrr : city of Bangor 1, 1 Planning & community Develop. .m .9 X. 73 Harlow StreetFee 1 4. 218 C r munity a w : Bangor, .rub : Penobscot GRA Fee Developmer nX Maine unml.. 04401 <..w Block Grants/Entitle Rodney G. MCRay, (207) 947-0341rx�t ment Grants 7. Tam END csomenes or Arnicuers Poor... I. TYPE r p City of Bangor FY 1984 Community Develop- ^ '^ x^'e G�unklm Fix Grant Program: I1) Wes[ Side NCP, (z)MIA wrrx EDWIN.mh e(1 Downtown Revitalization ACtivities,(j)City- NG.* wide Rental Rehabilitation Program(4)Cente Street NCP, (5) Garland -State NCP, =w°.' uMw Mia ll Jou, IFINININO, W .. OE (6) Economic Development Activities (7)01d It TYPE OF atersum" re Public improvements (8)BHSenior cto a p5 Citizens Center e �°I Whb, met. Q wwHMPAXT IN.., A t1. eullukruo IF — M TYPE OF • DER Of PERSONS cATMN �~M(TNGcr.x Penobscot, 3sI xHangor ^'°•o_.urr IL PROrosMEMO, r15 ,F000 A, COMMACTIONAI, OMMIM Of, ITT TYPE OF CHAMM IF., m 4 Sl M a a _ s"In'1 4'd 4C Felt. E-1 E MIR DAM To VQ, °n 111 Icecon xuxvu: 6 13 I. me t 1,152 OQOE Ite �msrxuu v°84 hB_84-MCf23-0009DERAL t at awxwr Ix.... n=..wl' UP v wxs.naw Dept. of p 6per, Housing & Urban Develop.,�i4a°6 Jyp4_N'H' pre. ®xo _ . I'D :niewu a°.�mw�w�ute:m'.a .'w�:'.:°::nti're: :w`+"•r ss:vmi.m mstate 1.4 NEWS, th FINDE,w�:mu.m `THE ^"I",t;t th 'V he °j Thu , wNN Planning orrice 4/2/84 ® ❑ ixwrx axx.x �exx.w her. m Penobscot Regional Planning Co®.4/2/84 0 93 (] o ° xv rut uv r:n[ :vu:ws nm John W. Flynn re. r 84 �6 u12 DEPT CitTIGEy Manager 24. ♦scrcx rout --- T1.nx TIME he eo....u..e to w 9X�.x:unnxx. mxr —v r aMIN .moxw ; @G Vt. .cr _�SiP,m INE, In ❑ON ol 39 — r.vs WON. .N.PW.'. ENDING E D nr - ADDED❑ Xa 0. venxav e'u 'am.o_x_u:a :. MENU W5 FEDERAL RODNEY 11.10 11 11 Le r.xFMALL esP". .row.t Anulbe cfl4•�hanuut Afiewar..xiviRIER,, NV# CITY OF BANGOR FINAL STATEMENT OF COMMUNITY DEVELOPMENT OBJECTIVES FY 1984 The primary objective of the City of Bangor Community Devel- opment Program is the development of a viable urban community by providing decent housing, a suitable living environment and expanding a opportunities, principally for persons of low - and moderate -income. Consistent with this primary objective, Bangor's FY 1984 program year specific objectives and projected use of funds are. West Side Neighborhood Conservation Project To arrest and eliminate blighted and deteriorated housing conditions and t0 bring about an improvement in the neighborhood environment in the area generally bounded by Second, Cedar, Sanford, Chester Place, Third, Union, Highland Court, Ohio, ROssutb, Kenduskeag Stream, Court, Hammond, Clinton, Dole Court, and Union Streets by undertaking neighborhood conservation activities involving code enforcement; a property rehabilitation loan program, principally for the benefit of low- and moderate -income persons; selective acquisition and clearance of severely deteriorated and/Or inappropriately developed properties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, esplanades, street and pedestrian lighting, parks, pedestrian ways, and recreation areas. Of the City's $1,152,000 FY 1980 Community Development Block Grant-(UGBG)-Entitlement Funds, approximately $15,000 will fund the third year increment of this approximate $1,300,000 multi-year project. 2. Downtown Revitalization Activities To alleviate physical and economic distress through stimulation of private investment, community revital- ization expansion of economic opportunities principally for low- and moderate -income persons, and aiding in the elimination of blighting influences by providing financial and technical assistance for the rehabili- tation, restoration, reuse, and/or expanded u of fisting private properties; design, c nstruction, reconstruction, rehabilitation and installation of publicly owned and/or operated facilities; promoting and assisting new private development of vacant or underutilized property; preventing and eliminating blighting influences through code enforcement and, as necessary, selective acquisition and clearance o rehabilitation of vacant and/or deteriorated proper- ties; assisting the development of the recreational, residential and commercial service of central business potential of the waterfront and stream areas; and implementing the City's strategy for downtown revital- ization. It is projected that $492,000 of FY 1984 CUBE Entitlement Funds will be used to provide public improvements to leverage the private investment neces- sary to restore, rehabilitate, repair, reuse and beautify existing buildings. Loans for Property Rehabilitation in Co 1 With State and/or Federal Rental-Rebabilitation Programs To improve and expand housing opportunities for low - and moderate -income persons by making available, on a City-wide basis, low-interest rate property rehabilita- tion loans to owners of ax isting properties who commit themselves to participatein an available federally o state funded rent and/or rehabilitation subsidy program such as the Section 8 Moderate Rebbilitation, Section 8 Existing Housing, Rental Rehabilitation and Rental Rehabilitation Demonstration programs. Eligible prop- erties are those which do not currently meet HUD Section 8 Minimum Property Standards and/or the City of Bangor's Property Maintenance Code, but which can eco- nomically be brought into compliance. Rehabilitation will be limited to correcting code violations and/or solations of Section 8 Minimum Property Standards, cost effective energy conservation measures, general property improvements necessary to put the property into generally good and readily maintainable conditon and the conversion of a existing structure to housing c or to increase the number of dwelling units in an existing residential or mixed-use structure. Center Street Neighborhood Conservation Project To arrest and eliminate blighted and deteriorated housing conditions and to bring about an improvement in the neighborhood environment in the area generally encompassing Center Street between Somerset and Congress Streets, and between Center and French Streets, the following: West Park Street, South Park Street, Garland Street, Cumberland Street, Center Street Avenue, and Somerset Street by undertaking neighborhood conservation activities involving con- centrated code enforcement; a housing rehabilitation loan and technical assistnce program, principally for the benefit of low- and moderate -income persons; -2- selective acquisition and clearance of severely deteriorated and/or inappropriately developed prop- erties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, espla- nades, street lighting and recreation a It is projected that $55,000 of Fy 1989 CDBG Entitlement Funds will be used to continue code enforcement and property rehabilitation loans in this neighborhood. S. Garland -State Neighborhood Conservation Pro'ect To arrest and eliminate blighted and deteriorated housing conditions and to bring about an improvement in the neighborhood environment in the area generally bounded by Garland, Fern, State, French, and Park Streets by undertaking neighborhood conservation activities involving code enforcement; a property rehabilitation loan program principally for the benefit of low- and moderate -income persons; selective acqui- sition and clearance of severely deteriorated and/or inappropriately developed properties; relocation assistance to displaced persons and/or businesses; disposition of acquired properties; and improvements to public streets, sidewalks, esplanades, street lighting, parks and recreation areas. Of the City's 51,152,000 FF 1989 COBS Entitlement Funds, approximately $168,Do0 will fund the first year increment of this multi-year project. 6. Economic Development Activities To create and retain jobs for low- and moderate -income persons, leverage private investment, alleviate phys- eal and economic distress, and expand tax revenues through thea u of CDBG Entitlement Funds for the acquisiton of real property for economic development purposes; for the acquisition, construction, recon- struction, rehabilitation and installation of public facilities and site improvements; for the acquisition, construction, reconstruction, rehabilitation, and. installation of commercial or industrial buildings, structures, and capital equipment and comm em ial or real property improvements; and to provide assistance to private, for profit entities when the assistance is necessary to carry cut an approved economic develop- ment sproject. It is projected that 5100,000 of Fy 1989 CDBG Entitlement Funds will"be used to continue this activity. T. Old Capehart Public improvements To rebuild and overlay deteriorated City streets in the Old Capehart neighborhood bounded generally by Ohio, Blue Hill West and Blue Hill East Streets and Pinson and Davis Beads. This neighborhood contains the city's oldest and largest public housing project and has a high concentration of low- and moderate -income house- holds, children, large families, single parent house- holds with children present and renter households and there is a high turnover in residential tenants. it is projected that $100,000 0£ FY 1989 CDBG Entitlement Funds will be used to fund street improvements in this neighborhood. ' ' B. Senior Citizens Craft Center To assist the Housing Authority of the City of Bangor n the rehabilitation of the former York Street electrical substation for use as a crafts center and meeting facility for Bangor area senior citizens. It s projected that $25,000 of FY 1984 COBS Entitlement funds will be used to financially assist the Bangor Housing Authority in rehabilitating the former York Street electrical substation for use as a crafts and meeting center for senior citizens. No funds applied for in this application are designated for public service activities. lag ME Projected use of Funds City of Bangor 1984 CDBG Entitlement Funds Funds available $1,152,000 General Administration $ 182,000 Planning 15,000 PIoject Area Activities Subject to 955,000 Low and Moderate Income Benefit Rules TOTAL $1,152,000 %Low 6 Moderate Population 52.7% 61% 51% 65% 88% 100% 100% $ Low 6 Moderate Benefit $ 7,905 $53r050 $110,180 $ 65,000 $432,960 $100,000 $25,000 $794,095 $ LOW 6 Moderate Benefit 52.7% 96.51 - 65.6% 65% 881 100% 100% 83.2% Project Area Breakdown BHA West Side Center Garland- * Downtown Total NCP St. NCP State NCP Old Revit. 100,000 (3rd Yr.) (2nd Yr.) Qat Yr.) Capehart Area Rehabilitation $ 0 $50,000 $ 50,000 $ 0 $ 0 Econ. Develop. 0 0 0 0 0 Code Enforcement 15,000 5,000 15,000 0 0 Public Improvements 0 0 103,000 100,000 492,000 TOTALS $15,000 $55,000 $168r000 $100,000 $492,000 %Low 6 Moderate Population 52.7% 61% 51% 65% 88% 100% 100% $ Low 6 Moderate Benefit $ 7,905 $53r050 $110,180 $ 65,000 $432,960 $100,000 $25,000 $794,095 $ LOW 6 Moderate Benefit 52.7% 96.51 - 65.6% 65% 881 100% 100% 83.2% Economic BHA Develop. Senior Activity Center Total $ 0 $25,000 $125,000 100,000 100,000 0 35,000 0 69 $100,000 $25,000 $955,000 %Low 6 Moderate Population 52.7% 61% 51% 65% 88% 100% 100% $ Low 6 Moderate Benefit $ 7,905 $53r050 $110,180 $ 65,000 $432,960 $100,000 $25,000 $794,095 $ LOW 6 Moderate Benefit 52.7% 96.51 - 65.6% 65% 881 100% 100% 83.2% a4 of Parts"o ARW DEPARTMENT Of PLAN ROAD ..NCOMM UNITY DEVELOPMENT Dam May 22, 1984 Mommy G. McKay Do-mn, Subject: Community Deyelol®ent Council Agenda Itema, Nay 30, 1984 Following is a brief explanation of Community Development items on the City Council Agenda for May 30, 1984: c.o. E84-213 "Authorization to Execute and File a Final Statement of community Development objectives and Projected Uses of Funds for Community Development Entitlement Funds under Title I of the Housing and Community Development Act of 19]4". Funds to be applied for in the amount of $1,152,000 for a twelve month period projected to begin in July 1984 are for: 1. Continuation of the West Side Neighborhood Conservation 'Project - $15,000 for reimbursement for City Code Enforcement activities. 2. Downtown Revitalization Activities - $492,000 (see Attachment 1). 3. Continuation of Center Street Neighborhood Conserva- tion Project, $50,000 for property rehabilitation loans, $5,000 for code enforcement. 4. Garland -State Neighborhood Conservation Project (let year of new multi-year program), $50,000 for property rehabilitation loans, $15,000 for code enforcement, $103,000 for first year increment of $282,000 public improvement program In this Project area. 5. 01d Capehart - $125,000 for street improvements (Engineering total estimate $138,350). 6. Economic Development $100,000 second year funding for Bangor Economic Incentive Revolving Loan Program (first year funding was $180,000). PG. 2 7. Administration of Community Development Program - $182,000. B. Planning - reimbursement for Planning Division services $15,000. Under Community Development Program guidelines 82.2% of total Community Development funds will benefit low- and moderate -income persons. o This mpa[ n favorably with the statutory requirement of 51% and the 79.7% of FY,82 S 83 grant expenditures. c. 0. 9 84-214 "Appointing the City Manager as Responsible Federal Official". This is required and is self explanatory. c. o. M 84-215 "Assuring and Certifying City"s Compliance with Certain Requirements for Community Development Funds". This is required and certifys that the City will com- ply with all applicable federal laws and regulations in carrying out the Community Development Program. c. o. k84=216 "Approving City of Bangor Community Develop- ment Plan, July 1984 - June 1985'. Thin is a new requirement. The Plan outlines a broad range of Community Development, Economic Development, and housing needs and objectives of the City. The Plan will be in effect until June 1985 and will be updated and refined as part of updating the City -s Comprehensive Plan. (Gee Attachment 2). C.O. k64-219 "Designating Community Development Project Areas Eligible for Community Development Property Rehabili- tation Loan Assistance". This Order adds the Garland -State Neighborhood Con- servation Project to the currently approved list of Community Development Project Areas eligible for Community Development Property Rehabilitation Loan Assistance. PG. 3 c.o. 684-218 "Adopting the Bangor Center Revitalization Loan Program". This program will provide Urban Development Action Grant (UDAG) type of loan assistance for smaller projects in the Downtown Revitalization Area. The Program would provide up to 25% financing of total project development costs up to a maximum of $75,000 city particicpation based on job creation or retention and additional tax n Thecriteria for los approval will Be thees that under the UDAG program. Whenever a project is of sufficient magnitude in total project costs (approximately $300,000 or over), UDAG funds would be applied for. Smaller projects for which UDAG funds probably would not be available on a cost effective basis would be eligible for Bangor Center Revitalization Loan Program assistance. Loan applications would be considered by the Loan Review Committee established for the Bangor Economic Incentive Revolving Loan Program. No additional Community Development funding Is proposed in this year's Community Development Application for this Program. It i proposed that the $370,000 c eptly available for the Facade Loan Pool Program be also used for the Bangor Center Revitalization Loan Program for the ext year on a first come/first served basis. A copy of the proposed Program is attached as Attachment 3. C.o. 684-219 "Approving and Adopting Community Development Program - Displacement Minimization and Relocation Assistance Plan". This is an update of the City"s Relocation Plan approved in August of 1975. Basically it says the City will comply with federal regulations when people and businesses are displaced as a result of Community Development activities and that displacement activities will take place only when necessary to carry out Community Development Programobjectives. The Community Development Committee has had two meetings on the above Orders and has held one public hearing on the City's proposed appllctfon for PY Community Development Entitlement funds. The Bangor Housing Authority has also requested $93,000 in Community Development funds to establish "The Craftshop for Senior Citizens" at the former electrical sub -station on York Street which was donated to the passing Authority by the City. This request is not provided for in the proposed Community Development application. y_ R.G.M. RGM/rp Attach: AS Attachment 1 Downtown Public Improvements Breakdown 5/2/89 Estimated CLEO Funded PY 1963 BY 1984 Project ,Completion Cost Entitlement Jobs Program Entitlement Franklin St. - Phase II S 20,590 $20,590 Berman c French 2,625 $2,625 Harlow b Center St. Sidewalks and City Hall Entrance 400000 $ 40,000 8enduskeag Plaza 125,000 125,000 Harlow St. Sidewalk 63,000 63,000 Norumbega/Hannibal Hamlin Park 30,009 30,000 Abbott Square Water Main 25,000 25,000 Fed. Bldg. Sidewalk 7,000 7,000 Facade Architect 20,000 20,000 Parking Consultant 75,000 75,000 West Mkt. Square/ Merchants Plaza Park 50,000 50,000 _— Main -Hammond Streetacape 100,000 100,000 Harlow St. Overlay 20,000 20,000 e TOTALS $578,215 $2,625 $63,590 $4920000 CITY OF BANGOR COMMUNITY DEVELOPMENT PLAN COMMUNITY DEVELOPMENT AND HOUSING NEEDS AND OBJECTIVES JULY 1984 - JUNE 1985 Approved by City Council Attachment z TABLE OF CONTENTS Community Development and Housing Needs I. Housing Needs A. Community Wide Needs II. Residential Neighborhood Revitalization Needs III. Downtown Revitalization Needs' IV. Economic Development Needs A. General B. CommerClal Development Needs C. Central Business District Needs D. Distribution Industry Needs E. Aix Transportation Needs F. Sea Port Development G. Industrial Development Needs H. TourismIndustryNeeds Housing and community Development Objectives 1. Housing Objectives A. Long -Term Objectives B. Short -Term Objectives I1. Residential Neighborhood Revitalization Objectives A. Long -Term Objectives B. Sboxt-Term Objectives III. Downtown Revitalization Objectives A. Long -Term Objectives B. Short -Term Objectives IV.. Economic Development Objectives A. Long -Term objectives B. Short -Term Objectives Page 3 5 b 6 6 7 7 8 9 18 13 13 14 14 14 16 18 18 18 Community Development and Housing Needs I. Housing Needs A. Community Wide Needs According to the 1989 census, of the 12,792 dwelling units in Bangor: 319 have been vacant for longer than 6 months 25 are boarded up 341 lack complete plumbing' 245 are overcrowded 281 lack complete kitchen facilities 719 lack central heating 616 are mobile homes or trailers 7,792 (61%) were built prior to 1940 62 are located in buildings of 4 or more stories without elevators 412 are heated with wood. According to the 1-1982-1985 Bangor Housing Assistance Plan", there are 4,364 substandard dwelling units suitable for rehabilitation (34% of the total), 2,694 of which are occupied by low and moderate income families. 2,133 house- holds are n need of rental subsidy, including 88 large families and 630 with elderly heads of household. The needs of low-income minority households appear to be similar,to all other low-income households in the mmunity as the 572 persons in minority households are din stributed almost equally in thevarious Census Tracts of the City. There are 367 female -headed households with children present which have incomes below the poverty level. It is assumed that the largest percentage of these households are in rental dwelling units. There are 27 non -elderly disabled persons having 'housing assistance needs in Bangor. Most of these people were young, single adults with no or little personal income. Most of these persons are in group home programs which provide support as well as housing._ No lower income households are expected. to be displaced to the conversion rental units to homeowner units during the HAP period. The trend has been for large old single family dwellings to be converted into multi -family rental structures due to increasing maintenance and heating costs. z There are needs throughout the City of Bangor to rehabilitate and increase the housing supply particularly for low- and moderate -income households and to provide a greater variety of housing types to serve diverse community and household needs in appropriate areas near employment and services. There are needs to improve and maintain the fisting housing stock, to provide for greater diversifi- cation of income groups and deconcentration of housing locations for lower-income families, and to provide housing assistance, primarily through the existing housing supply, for female -headed households. There axe continuing needs to maintain statistical data on community -wide and neighborhood housing and population demographics and to enforce the City's life, safety and property maintenance codes, and its zoning and historic preservation ordinances. 3 I 1. Residential Neighborhood Revitalization Needs The neighborhood revitalization needs of the City of Bangor include the need to upgrade substantial numbers of older substandard and energy inefficient dwelling units which detract from the neighborhood and overall community environ- ments and which are perpetuating and accelerating neighbor - Hung blight and disinvestment, particularly in Census Tracts 2, 3, 9, 5 and 6. Also in these neighborhoods as well as in additional neighborhoods in Census Tracts 7 and 9, there is the need to improve existing public facilities including streets and parks, and to eliminate inappropriate and non -conforming land U. 5. Census data, City code enforcement records and survey's identify the following neighborhoods as having Concentrations Of these needs: Neighborhood % Lower- % Sub - Census Statistics Income standard Neighborhood Tract Program I.D. No. Persons O.U.'s Kest side 5/6 25 53% 67% Center St. 9/2 portions of 61% 58% 16/17/18 Garland -State 2 20 51% 70% Essex - Stillwater 3/9 13 398 65% Hammond -Main 5/6 30 99% 57% Old Capebart 9 2 65% 3% Downtown 1 23/29 88% 59% 1980 Census Neighborhood Data also indicates that their are concentrations of unemployed families, disabled persons and elderly persons. 4 Percent Percent Percent Census NSP Unempl. Disabled Elderly Neighborhood Tract ID No. Families Persons Persons West Side 5/6 25 168 48 138 Center St. 4/2 Pott. of 278 198 138 16/17/18 Garland -State 2 20 13% 78 138 Essex - Stillwater 3/4 13 138 38 158 Hammond -Main. 5/6 30 208 68 118 Old Capebart 9 2 178 9% 58 Downtown 1 23/24 41% 118 278 These conditions create needs in these neighborhoods for social services, jobs and housing assistance in the form of rehabilitation grants and low interest loans for property owners and rental subsidies for renters. Ili. Downtown Revitalization Needs The downtown revitalization needs axe to create and retain jobs; leverage private investment; alleviate physcial and economic distress; restore and preserve properties of special value for historic, architectural or aesthetic reasons; remove material and architectural barriers which restrict the mobility and accessibility of elderly and handicapped persons; aid inthe elimination of blight and blighting influences by providing financial and technical assistance for the rehabilitation, restoration, reuse and/or expanded use of existing properties and improvements_to public facilities; encourage private investment through -promotional efforts, technical assistance, the creation of special districts and obtaining and providing financial esistance when necessary; aid in the expansion of housing opportunities; support and encourage people generation activities; implement waterfront and downtown beautification programs; and strengthen the economic, employment and tax base of the Downtown Revitalization Area. IV. economic Development Needs The economic development needs of the City of Bangor e to create an economically sound community by providing a desirable urban environment through a system of balanced land s providing a favorable a climate for commercial anu d industrial activities, and by r developing a stable,cpro- gressive economic development program through the promotion of diversification of the City's economic base. Also, there is a need to promote a omit stability and encourage Physical improvements in the City's downtown so that it may continue to be a viable commercial center and the economic and cultural heart of the City. As in nearly all other pities, the major identifiable population group expaviencing significant unemployment in Bangor is the lower- ncome sector which presents the greatest need for the creation of job opportunities through economic development. B. Commercial Development Needs Considerable additional retail/service development is expected over the next decade, although major commercial developments will be extremely site competitive because of extensive new retail building space now existing and more attractive business locations being created outside of the City. Some additional land for commercial development exists to a mall degree on Union Street and to a larger degree in the Hogan Road area, but high land development costs for road and utility construction will be required to open up these areas further. Other than that, Bangor's existing business streets offer little opportunity for expansion, except through cos Lly acquisition, demolition (where acceptable) and construction. C. Central Business District Needs The downtown, despite the current strong activity in business building restoration, continues to be a weak location for retailers of all sizes, although there are a umber that do continue strong. The task of attracting new major retailers, large specialty stores or large service r office employers is a difficult one for many reasons. The expertise for major retail development vests with the private sector (the developer, broker, investor). It is conceivable that the downtown will become economically viable with the type and pace of redevelopment that is now taking place. The new businesses in restored buildings with attractive, and pleasing settings, backed by effective merchandising, adds to the vitality of that economy. As building restoration opportunities diminish, however, the pace could slaken. Additional efforts by supporters, the private developers and the City are needed to create new attractions, large downtown business advertisers, and employers in order to support the revitalization with new visitors and customers. There should be established as soon as possible a "downtown manager" position filled by a qualified person with sufficiently flexible funding sources to allow the manager to respond to the variety of duties expected of him. The manager should be able to coordinate and promote festivals and special events in the CBD, as ist in locating business locations, and help negotiate andpackage space for pro- spective tenants. Continuation of public improvements for ertain downtown streets, parking lots, parks and attractive improvements to the downtown approaches, especially lower main Street, isneeded. There i need for a small business revolving loan fund, and use of any UDAG loan repayments for this purpose, to be used selectively to attract and assist Private development and improvement projects beneficial to the downtown and local economy. Targeted marketing isneeded to develop downtown traffic and business generators: boating activity, specialty restaurants, museum development, expanded theater uses, peripheral housing, enclosed recreation busin"s u:3. Distribution Industry Needs The City's position as a distribution center has changed significantly over the past 20 years (as has its retail patterns). Many larger firms have been lost tbrough closures or consolidations elsewhere. A new small -building industrial park is needed to attract new, smaller wholesale/distribution/freighting ompa n its This project requires land planning, capital improvements, development and marketing. Air Transportation Needs Domestic six service from and to Bangor as a col- lection/distribution terminal has not grown substantially over the past three years due to airline deregulation and to the increased costs of such travel from Bangor. This service is n w provided by Delta and Dar Harbor Airlines witb United Airlines scheduled to add east -west route service shortly. A continuing potential exists, also, for a direct Bangor -New Brunswick -Nova Scotia feeder schedule. Special combination domestic/international air fares at reduced rates could encourage overseas charters to tie in with the domestic schedules at Bangor which is the major U.S. airport to Europe. A subdivision plan for frontage driveways and utilities must also becompletedfor land area at the airport along Godfrey Boulevard designated for terminal -related uses. A realistic alternative business activity to the airport's charter passenger business is the creation of a air cargo collection, consolidation and distribution renter for regularly scheduled air cargo flights. A recent Arthur D. Little Co. analysis for Bangor details this potential. The encouragement of this development may require airport cost incentives to the c and a means to finance guarantees for freight space[ in bider to ensure the stability and continuation of schedules at Bangor during the start-up years. A direct overseas cargo service will help in attracting new firms to the airport, as a regional service for export/import industries, and as an airport income generator. The potential fon establishing the Bangor air facility as -a collection -distribution point for regular transatlantic schedule flights, with originations and destinations here, most be developed also. If instituted, even by a single the results could be substantial in terms of puhlicity, business activity, job generation and airport F. Sea Port Development There is potential for Bangor in seaport services and development, including a marketing tie in between Canadian ports of St. John and Halifax and Bangor as a freight transit/distribution point. The promotionof the axisting free trade zone at Bangor is a key in this effort, The full value of the Eastport port development depends on the ability of that port to handle partial loads or containers from Bangor. The value of the Searspoct development for Bangor, ace the improvements are completed there, will depend on the port's ability to line up regular scheduled freighter service, handle containers and build an industrial base with major employers inits proposed industrial park on Sears Island. The City should continue to cooperate fully with both Eastport and Searsport developments, and offer use of the free trade zone with subbases located at either port. The potential for an overall port district or authority volving both Searsport and Bangor International Airport ought to be explored. G. Industrial Development Needs The efforts to attract new "basic industry" (manufac- turing, assembly, fabrication, Processing, a onautical) has had r sults, but has not reached full potential or expecta- tions. The new jobs inthese activities created sIn,,-1965 umber about 2,500 in 18 new companies. However, the total umber of manufacturng workers in the regional workforce remains about 6,000 due to coincidental losses of some major firms (especially in footwear production) and other cutbacks. Many resources have been created over the years to attract new such companies, while also serving the expansions of existing companies, including state and local financing incentives, land programs, labor training programs, speculative industrial buildings, and the like. However, difficulties exist in the marketing efforts. State and regional industrial marketing programs have not yet produced desired results in generating new developments. Pursuit of air -oriented industrial growth at the airport has potential for the establishment of expanion of a c aircraft services (avionics, installations, painting, etc.), devw training, a craft testing, aeronautical research and elopment, aircraft component manufacturing, air -oriented service e firms, international industry (foreign investment), and ataster build up of the free trade zone use. The Bangor region strongly needs aMore substantial industrial build up, especially with firms equi d to meet the production technologies of the 1980'5 and 1990's, small firms with growth potential and larger firms with product lines that can continue to evolve and expand. These include any facets of the electrical, electronics, computer hardware and metal products industries. Bangor is a feasible location for many such companies. The Bangor area'srsolation from the industrial tech- nology centers, its lack of anexisting technology, base of firms, the limitations of the University of Maine's research/ development capabilities in many demand fields, the low proportions of top industrial skills, the lack of venture capital for start-up companies, the distances from major financial centers and urban markets most all be addressed... all of these can not easily be offset by the area's natural sets. Some of these factors affect also the ability to attract these industries as well as related major office operations. ,u The effort to develop and successfully market a exclusive research e rch and development park at Orono which has generated bothuniversity and private business support, deserves full support of the City. If successful, arguments for additional similar development will beCreated. The University's capabilities, of coare available to all. Bangor must continue to build ahigherquality industrial base that can align itself to the University -level resources as e have done with the vocational -technical resources• Many such companies will prefer an airport location. Attracting such firms will be difficult, but the flexible approach of the City inseeking firms with x Production mixes (manufacturing along with research, marketing and larger business staffs) will help. N. Tourism Industry Needs Thousands of visitors to Maine and the Maritimes use Bangor yearly as a stop over r transit point, adding considerbly to the businessactivity-here. The city's own attractions draw hundreds of thousands of visitors annually for such purposes as Library visits, college functions and Bass Park activities. Residents of and visitors to the Maritimes, alone, constitute 34 percent of the state's tourism, and of this, 61 percent pass through border points in eastern -northern Maine. It is felt that a large number bypass the Bangor region, without stopping. The potential is significant for increasing this business through broader and greater publicity of attrac- tions. This ranges from a revitalized downtown with a host of small shops, interesting restaurants and an attractive setting, to establishment of a major museum and large-scale festivals. The Bass Park functions, including Auditorium and Civic Center, generate 696,890 visitations annually, an estimated 55 percent of them n n -Bangor residents. Yet, the park, i relatively unused except for a few weeks yearly. The poten- tial for greater use exists through such developments a s a large farmer's market, major flea market, permanent commer- cially -operated recreation center featuring an ice skating ink, roller rink, bowling, curling and outdoor operations such as Cross country ski trails and ski lodge, horseback trails, trout pond and sleigh rides. A major drawback to such commercial operations is the legal land covenants restricting certain development at Bass Park. Inview of the excellent location near the new Bangor -Brewer 1-395 Bridge and the real potential for recreational development there, these legal questions should be investigated and resolved. 11 Housing and Community Development Objectives I. Housing Objectives: A. Long -Term Objectives: 1. To expand the housing stock through development and rehabilitation for all economic levels and social groups through encouragement and assis- tance to owners and developers, public and private. 2. To increase the choice of housing opportunities for low- and moderate -income persons by iden- tifying sites for new assisted housing and x identifying existing housing for rehabilitation which a notlocated near present concentrations of lower-income persons, including public housing, but which are located in suitable environments accessible t0 services. 3. To preserve the City's historical heritage and architectural treasures through the rehabili- tation and protection of historic residential properties. 4. To promote and coordinate the rational use of land in a manner e n r that will induce the orderly, harmonious andcompatible development of appropriate housing types that will create an attractive, viable and healthful urban environment. 5. To promote and assist the improvement of energy efficiency in housing and residential services. 6. TO assist, when and where necessary, in the financial investment process for the development and rehabilitation of housing. 7. ng imp ovementromote a Programnd assist a by locating andelminating of iblighted, dilapidated and substaitard housing conditions both in areas of concentration and in scattered locations throughout the community through a program of rehabilitation and selective clearance and reuse of the resulting space for additional new housing, open space or neighborhood improvement. 12 show -Term obiectives 1. Housing Rehabilitation Assistance fox low- and moderate -income households to be provided during the period 7-1-84 to 6-30-85 includes the following specific program projections: a. Community Development Block Grant Property Rehabilitation Loans: 80 renter and owner occupied units. b. HUD Section 8 Moderate Rehabilitation Program: 25 renter occupied units. C. HUD Rental Rehabilitation Demonstration Program - Section 8 Existing Housing Certificate Program. 25 renter occupied units. d. HUD Section 312 Housing Rehabilitation Pro- gram: 8 owner and renter occupied units. 2. Clearance of Substandard Housing: 10 renter occupied and vacant units. 3. Development of Various Types of Additional Housing: a. 22 converted erted Section 202 assisted elderly rentalunits. b. 42 new market rate rental units. C. 80 converted market rate rental units. d. 26 condominium units. 4. initiate a continuing program to identify, nominate and certify properties eligible for inclusion on the National Register of Historic Places. 5. Conduct a comprehensive community needs assessment, municipal service evaluation, and strategy formulation. Prepare a new Housing Assistance Plan for the Period 10-1-85 to 9-30-88. Establish a CDBG-funded law -interest loan program to assist owners of downtown properties to convert vacant or underused floor space into suitble dwelling units. 13 II. Residential Neighborhood Revitalization Objectives' A. Lonq-Term Objectives: The primary goal of neighborhood revitalization is to develop viable and attractive neighborhoods by providing decent housing and suitable living environ - mint, by providing adequate public facilities and by expanding economic opportunities, principally for Persons of low- and moderate -income. consistent with this primary objective, this plan includes the following specific long-term neighborhood revitali- zation objectives. 1. The identification and elimintion of slums and blight and the prevention of blighting influences and the deterioration of property and neighbor- hood and community facilities of importance to the welfare of the community and principally to persons of low- and moderate -income. 2. The elimination of conditions which are'detri- ental to health, safety and public welfare through code enforcement, clearance, rehabili- tation assistance and related activites. 3. The conservation and expansion of housing stock in order to provide a decent home and a suitble living environment for all persons, but principally those of low- and moderate -income. 4. The expansion and improvement of the quantity and quality of community nity facilities and services, principally for of low- and moderate - income, which are essential for sound community development andfor the development of viable urban communities. 5. A more rational utilization of land and other natural resources and the better arrangement of residential, commercial, industrial, recreational and other land uses. 6. The reduction of .the isolation of income groups within the community and the promotion of an increase in the diversity and vitality of neighborhoods through the spatial deconcentration Of housing opportunities for persons of lower income and the revitalization of deteriorating or deteriorated neighborhoods in order to attract persons of higher income. ]. The restoration and preservation of properties of special value for historic, architectural or aesthetic reasons. 14 8. The conservation of energy, improvement of energy efficiency, and the provision Of alternative and renewable energy sources of supply. B. Short -Term Objectives: East Side NCP: Project Closeout. West Side NCP: Acquisition: 2 properties Disposition: 3 properties Public Improvements: 17 blocks Clearance: 2 properties Relocation: 6 households Rehabilitation Assistance: 38 units Code Enforcement: 270 properties. Center Street NCP: Acquisition: 1 property Disposition: 1 property Public Improvements: 7 blocks Clearance: 1 property Rehabilitation: 22 units Relocation: 2 households Code Enforcement: 108 properties. Garland -State NCP: Acquisition: 2 properties Clearance: 2 properties Relocation: 2 households Disposition: 2 properties Rehabilitation: 12 dwelling units Code Enforcement: 100 properties Street Improvements: 11 blocks Park Improvements: 1 park. Old Capehart: Street Improvements: 27 blocks. I1I. Downtown Revitalization Objectives. A. Long -Term Objectives: It is the policy of the City of Bangor to pursue the revitalization of its downtown area through: 1. The allocation of City Staff time and expertise to address downtown needs and projects. 2. The research and analysis Of conditions in the downtown periodically. 15 3. Establishment of and participation in cooperative public/private sector organizations dealing with the downtown. 9. Provision of necessary public improvements to enhance the functionality and appearance of the downtown. 5. Adoption of such ordinance and formal programs as is necessary to fulfill revitalization needs, including but not limited to the adoption of an ordinance establishing mandatory minimum rehabilitation and/or m intenance standards for properties located within the downtown area. 6. Involvement of Individuals and groups concerned with the downtown in the on-going revitalization process. >. Support of private sector investment and actions in the downtown through information and assistance in securing and providing such technical and financial assistance as may be available through public and private sources. S. Encouragement of private sector investment in the downtown through promotional efforts, staff assistance, the creation of organizational entities, specialdistricts, or such other financing vehicles as may be appropriate. 9. The development of such official policies as may be necessary to deal with the myriad. of condi- tions, and services in the downtown. 10. The active pursuit of federal and/or state financial n a sistance and participation i nous municipal financing mechanisms, such as the r issuance e of revenue obligation securities pursu- antto 10 M.R.S.A, Sections 1061 at seq., to fund and carry out public and/or private downtown improvements, development, and/or redevelopment projects. 11. To promote the public health, safety, conve- nience, comfort, aesthetics, property, and general welfare of the inhabitants and property owners of the downtown. - - 12. To bring about a general physical improvement in the area through the rehabilitation ofexisting structures located therein. 13. To eliminate deterioration and blight by mandating the repair and/or replacement of the exterior surfaces of existing structures located in the area. - 16 14. To achieve standards of design of exterior surfaces which improve or preserve the archi- tecturl character of the existing buildings located within the area. 15. To promote architectural compatibility with surrounding buildings through harmonious treatment of facades when those buildings or facades are historically compatible. 16. To establish a positive and identifiable image for the area for the purposes Of encouraging private investment, increasing thestability of property values, and enhancing the area's economic vibiity. 17. To avoid higher public costs associated with deteriorated or declining areas. 18. To promote thedevelopmentof a vibrant and fable community by encouraging the expansion of economic opportunity in the downtown. H. Short-term Objectives: 1. Public Improvements: a. Construction of a new streetscape for the entire length of Central Street; D. Completion of Franklin Street sidewalks, lighting and pedestrian amenities; C. New lighting in Norombega and Hannibal Hamlin Parks; d. Reconstruction of the east side Harlow Street sidewalk from Center Street to Spring Street; e. Reconstruction and expansion of the Abbott Square parking Sot; f. Construction of a linear urban park along both sides of the Kenduskeg Stream in the existng Kenduskeag Plaza parking area; g. Improvements to the accessibility of the front of City Hall; h. Construction of anemergency launch ramp at the confluence of the Penobscot River and Kenduskeag Stream; 1. Design and implementation of streetscape improvements for the downtown portions of Main and Hammond Streets and West Market Square, 17 j. Design of a small urban park to be located n the vacant Central Street lot donated to the City; and k. Preliminary design of downtown parking structure(s) and a low tide dam in the Eenduskeag Stream. Rehabilitation and Reuse Assistance: a. Establish a low-interest rehabilitation loan program to assist owners of existing downtown properties in financing rehabili- tation restoration and reuse; b. Utilize the existing Property Rehabili- tation Loan Program to provide assistance to the rehabilitation of existing downtown dwelling units which meet the income eligibilitte guidelines for owner -occupants pants; C. Retain an architect to provide preliminary facade improvement designs for downtown blocks andindividual structures; d. Create and maintain a thorough downtown property and land use inventory; e. Provide low-interest loan assistance as needed to small businesses desiring to establish, expand or relocate in downtown; f. Participate with private developers in the application for Urban Development Action Grants to provide necessary assistance to appropriate rehabilitation, reuse and new development projects. Encourage New Development: a. Aggressively market the major remaining Urban Renewal development land parcels for private development or appropriate urban b. Pursue the development of a year -around recreation and/or leisure -time "people gen- eration" facility. C. Encourage the development of marketable housing, entertainment, cultural, recreation, retail and office space. 18 d. Assist interested developers in locating suitable development space. e. Enact a parking policy suitable to meet the needs of current and projected parking demands. Iv. Economic Development Ob'ectives: A. Long -Term Objectives: The primary �� economic development goal of the City Of Bangor is to create a economically- and community by providing a desirableurban environment and favor- able economic climate for a full range of commercial, industrial and service activities which provide desirable jobs for all sectors of the population including jobs for low- and moderate -income persons by: 1. Creating and retaining jobs principally for low - and moderate -income persons; 2. Leveraging private investment; 3. Alleviating physical and economic distress; 4. Improving and selectively expanding the essential public and private infrastructure; 5. Community revitalization in areas with a stagnating or declining tax base; and 6. Providing technical and financial assistance to private for-profit entities when the assistance is necessary to carry out desirable economic Amen projects. B. Sbort-Term Objectives: 1. Increase the utilization and scope of partici- pation in the Bangor Incentive Revolving Loan Program to include all types of economic development projects in any area of the City. 2. Preliminary land planning and capital improve- ments budgeting for the development of a new mall -building industrial park to attract n small wholesale/distribution/freighting companies. 3. Promotion of the establishment of special combination/ international airfares at reduced rates to encourage overseas charters to tie i with domestic airlines at Bangor International Airport. lag 19 9. Development and adoption of a subdivision plan for airport land along Godfrey Boulevard which is designated for terminal -related uses. S. Promotion of the creation Of an air cargo collection, consolidation and distribution center at BIA for regularly scheduled air cargo flights. 6. Continued promotion of the existng free trade one at BIA and encouragement of the establish- ment of subzones at the developing seaports at Eastport and Searsport. 7. Pursuit of air -oriented industrial growth at BIA for the establishment or expansion of aircraft crew training, aircraft testing, aeronautical research and development, aircraft component m nufacturing, a -oriented service firms, and international industries. 8. Establishment of a large museum facility to contain a umber of new andexisting displays and organizations. 9. Resolution of legal restrictions on commercially - operated recreational operations at Bass Park. Attachment 3 CITY OF BANGOR BANGOR CENTER REVITALIZATION LOAN PROGRAM PART I GOAL To create and retain jobs, principally for low- and moderate -income persons; leverage private investment; alleviate physical and economic distress; restore and preserve properties of special value for historic, architectural or aesthetic reasons; remove material and architectural barriers which restrict the mobility and accessibility of elderly and handicapped persons; elimi- nate blight and blighting influences; and to strengthen theeconomic, employment and tax base of the downtown areathrough - tprovision of Community Development financial assistance. PART II ELIGIBILITY CRITERIA Z.1 General Bangor Center Revitalization Loans (hereinafter "Loan" or "Loans") may be used to finance the following types of activities, and [elated costs,either singularly Or in combination, for [evitalizati 0n projects located in the Bdnyo[ Center Revitalization Area designated under the Bangor Center Revitalization Area Ordinance (hereinafter "Area"), the boundaries of which are delineated on the Bangor Center Revitalization Area Map attached hereto as Exhibit A and incorporated herein by reference: a. The acquisition, construction, reconstruction, rehabilitation, expansion, repair or installation Of commercial, residentng residential or mixed-use buildings, structures, and other real property equipment d improvements. b. The acquisition, construction, reconstruction, or installation of equipment, furniture or fixturesif the same are to be part of the real estate upon which they are located. C. Working capital or operational funds. d. Technical assistance, and other forms of support, for any other activity necessary or appropriate to carry out an area revitalization project. 2.2 APVllcant Eligibility To be eligible for a Loan an applicant must: a. Provide suitable proof of ownership, on, for lessees, written permission from the owner and suitable proof of a leasehold interest, for any property to be improved. b. Evidence adequate capacity to repay the Loan. C. Have paid all City property taxes due and out- standing. 2.3 Project Eligibility All projects to be assisted must: a. Meet the eligibility requirements of the Community Development Block Grant Program and funding consideration factors of the UDAG Program. b. Be able to support a determination that the project is both necessary and appropriate to meet Program Goals indicated in PART I. C. Provide a measurable rable impact in terms of jobs mated and/or retained, and/or bring properties into conformance with City Codes. PART III ADMINISTRATION OF PROGRAM 3.1 General The City of Bangor Department of Planning and Community Development (hereinafter "Department"), through its Director (hereinafter "Director"), shall be responsible for the administration of the Bangor Centev Revitali- zation Loan Program (hereinafter "Program") in confor- mance with the City of Bangor's programs of Community Development and all applicable federal, state and local statutes, regulations, and ordinances, as may be amended. 3.2 Loan Application Loan applications shall be processed by the Department of Planning and Community Development. Applicants shall be required to provide such data as deemed necessary for a proper evaluation of the Loan request. 3.3 Loan Approval The Loan Review Committee (hereinafter "Committee") established by Council Order 83-342 "Adopting the Bangor Economic Incentive Revolving Loan Program" shall consider and approve or disa PProve all Loan applications, and shall decide on all questions concerning eligibility for said Program including all questions as to.possible conflicts of interest. PART IV TERMS AND CONDITIONS -4.1 General This section sets forth the general terms and conditions Of the Program. 4,2 Application for Financial Assistance Applicants must complete applications for Loan funds and submit data as requested to the satisfaction of the Director and Committee. All loan applications shall require the approval of the Committee and shall be contingent upon the issuance of any required permits by the City, state or federal government. 4.3 Application for Approval of Proposed I Applicants must obtain all necessary approvals and/or permits from the City of Bangor. No Loan to finance work volving exterior property improvements shall be made unless and until all the proposed exterior improvement work has been reviewed and approved by the Design Review Committee under the provisions of the Bangor Center Revi- talization Area ordinance, and in the case of buildings listed or eligible to be listed in the National Register Of Historic Places or located in Historic Districts so listed or eligible to be listed, all improvements certified by the State Historic Preservation Officer as not constituting an adverse impact. 4.4 Initiation and Com letion Oflet' Funded Activities Applicants must agree to undertake and complete all activities involving Loan funds in accordance with a schedule approved by the Director and the Committee. Activities commenced or completed prior to Loan approval' are not eligible for Program financial assistance. 4.5 Applicants must provide such plans, specifications, cost estimates, bids and/or contracts as requested in order for the Director and the Committee to determine the full extent of the activities to be financed and the reasonableness of costs. 4.6 Project Loan mote At the time of final loan approval, the applicant shall e' cute a Promissory note (and mortgage if required) for the full amount of the Loan. From this point on, the applicant will be known as the "Borrower". The note/ mortgage shall provide for payment of the loan according to an amortization repayment schedule. The loandocu- =nts shall establish the time and place for delivery of Payments, the amount, the maturity date, and shall provide for any loan security or additional stipulations as required by the City. 4.7 Loan Cancellation Provisions The Committee, at its option, reserves the right to 'cel all approved loan if, after fib days from the date o£execution of the note, the Borrower has failed or refused to commence rehabilitation/improvement activi- ties, or, ify after commencing work, a period of 60 days £ unjustified inactivity occurs. Further, the City, at its option, may cancel an approved loan if the owner has not fully completed the rehabili- tation/improvement activities as required by Part 4.4 above. Specific loan cancellation or acceleration pro visions shall be contained in the promissory note. The Borrower shall have all rights of cancellation provided by law. 4.8 Inteicat Nate The interest rateshall be established by the Committee and generally will carry a fixed rate of interest for the full term of the note. 4.9 Term of Loan The term of repayment of a loan will be established by the Committee and will be consistent with normal lending Practices of private lending institutions. 4.10 Loan Payments LateCharges, Loan Default, d Interest Penalty Upon default, the Director shall notify the Borrower of his failure to Comply with the terms of the loan Agree- ment. At the discretion of the Committee, the Director shall take all appropriate measures necessry to correct the situation. 4.11 Loan Security A Loan for less than $5,000 need not be secured by collateral. Loans of $5,000 or more generally shall be secured by sufficient collateral acceptable to the Committee. The cost of preparation and registration of the s urity instrument shall be borne by the Borrower and shall be paid to the City at the time of the loan closing, or included in the loan amount. 4.13 work Schedule Borrower must agree to follow the r commended work schedule established by the Director and Committee and when applicable, the Design Review committee to complete the work satisfactorily. 4.13 Municipal Codes and Ordinances Borrower must agree to follow the procedures and con- ditions of all established and applicable municipal codes and ordinances in the rehabilitation of buildings, completion of improvements and in future maintenance of the improved property. The Borrower also must comply with all federal requirements as contained in the loan agreement. 4.14 Bid Proposals and Self Del The Director and/or Committee may require that an applicant secure at least two coat estimates Or bids for each specific activity to be financed which adequately describes the activity or work to be performed. The Borrower is solely responsible to invite and accept or reject any bid proposal, provided, however, that n Person or entity appearing on the current Department of Dousing and Urban Development consolidated list of debarred, suspended or ineligible contractors may per- form any work or receive any payment in conjunction with Loan. No member of the Bangor City Council or other Public official who ax ercisesr any functions or with respectto the Community Development Program shall have any interest, direct or indirect, in ny contract or subcontract, or the proceeds thereof, for work performed in connection with a Loan. If, however, the low bid is not accepted for a particular work c ponent, the Borrower must submit to the Director an m acceptable written statement which explains the reason for accepting the higher bid. Any contractor chosen must provide all necessary expertise, equipment, and materials to satisfactorily complete the respective task. Bid proposals may be secured from and awarded to a ember of the Borrower's family if the bidder (i.e, relative): a, is a bona fide and skilled tradesman; b, is not living in the same household as the Borrower; c. has no direct or indirect financial interest in the Property to be rehabilitated; and d, the relationship is disclosed in writing by the Borrower at the time of bid proposal. The Borrower may assume any or all contractor responsi- bility if he can satisfactorily demonstrate to the City that he can Provide all necessary expertise, equipment, and materials to complete the respective task. The Borrower, however, may not receive any payment for his Personal expertise and/or labor. No member of the Borrower's extended family will be reimbursed with Property Improvement Loan funds for unskilled labor provided. In all cases, the Borrower is responsible to satisfy the program's procedures to obtain loan disburse- ment. 4.15 Inspection Borrower must agree to permit ",,enable inspection during normal business hours by representatives of the City of the property, rebabilitation/improvement work, and all contract agreements, materials, equipment, pay- rolls, and conditions of employment pertaining to activities financed under the Program. 4.1.6 Disbursement of PrODertY Improvement Loan Funds Disbursement of Loan funds is contingent upon the completion of approved rehabilitation/improvements according to applicable municipal codes and ordinances as verified by the inspection of the City of Bangor. No money will be disbursed to reimburse the Borrower for exterior rehabilitation/improvements made to the property which were not approved by the Design Review Committee. In the case of properties listed or eligible to be listed in the National Register of Historic Places or located i Historic Distracts so listed or eligible to be listed, no money will be disbursed to reimburse the Borrower for work sot certified by the State Historic Preservation Officer, before commencement of such work. 4.17 use of Funds Any Loan funds not expended upon completion of the approved rehabilitation/improvement work must be either returned to the City as a reduction of principal or used for additional activities approved by the Director and submitted to and approved as appropriate by the Design Review Committee and/or the State Historic Preservation Officer for the same property or project. 4.18 Prepayment of Note A Borrower may prepay any or all outstanding principal to the City at anytime and without penalty. 4.19 -Transfer of Im d Ownership of a property improved with Loan funds cannot be transferred prior to full loan repayment unless loan repayment arrangements are approved by the City. 4.20 Insurance e rrower is required to maintain hazard insurance on th imp property and/or equipment and fixtures or other Loan collateral for the full term of the note and for an amount equal to the total value of all mortgages held on the property. 4.21 Records A Borrower agrees to keep such records as may be required by the City, 4.22 Points of Agreement with Respect to Federal Regulations The Borrower must agree to abide by all terms and conditions of Federal Regulations governing the use of CDBC funds, including but not limited to: a. Federal Labor Standards A Borrower must abide by established minimum wage rates (Davis -Bacon Act as supplemented by Depart- ment of Labor regulations) for all construction contracts awarded in excess of $2fM. b. Lead -Based Paint Hazards Any loans made by the City of Bangor for rehabili- tation shall be made subject to the provisions for the elimination Of lead-based paint hazards. c. "Section 3" 9'he Borrower must comply with the Provisions of Training, Employment and Business Opportunities. d. Flood Hazard Insurance If the property to be improved is located in a designated flood hazard area, the applicant is required to carry flood plain insurance and abide by the regulations of the Flood Disaster Protection Act of 1973. e. civil Rights Act of 1964 A Borrower must not discriminate upon the basis of color, creed, or national origin in the sale, lease, rental or occupancy of an improved property. f. Interest of Certain Federal Officials No member of, or Delegate to, the Congress of the United states, and no resident Commissioner, shall be admitted to any share or part of this Agreement or to any benefit to arise from the same. 9. Interest of Members, Officers, oc Employees of Opera ti nv Agen M b f Local Governing Body _[ Other public D£flcta.. No member, officer, or employee of the City's Department of Planning and Community Develoment Or its agents or assigns, no municipal officers of the City, and no other member of any board or commis - Son, elected or appointed official Of Bangor o mployee of the City of Bangor who exercises any decision-making functions or responsibilities respecting the Community Development Program shall have any direct or indirect pecuniary interest as that term is defined by 30 M.R.S.A., Section 2250 at seq,i n any contract or subcontract, Or the Proceedsthereof for work to be petformed in corr- ection with the program assisted under this - Agreement. h. Bonus, Commission, or Fee A Borrower cannot pay any bonus, commission, or fee for the purpose of obtaining the City Of Bangor's approval of the loan application, or any other approval of concurrence required by the City of Bangor or its designee to complete the activity financed in whole or in part with the Goan. i. Pair Noosing A Borrower must abide by Title Vlll of the Civil Rights Act of 1968 (Public Law 90-284; 42 U.S.C., Sec. 3601 at $eq.), popularly known as the Fair Housing Act, which prohibits any person from dis- criminating in the sale or rental of housing, the financing of housing, or the provision of brokerage services, including in any way making unavailable rdenyinga dwelling to any person, because of race, color, religion, sex or national origin. J• eon -discrimination A Borrower must abide by executive order 11863, as mended by Executive Order 12259, and HUD's imple- menting regulations contained in 24 CFR Pact 107, dealing with the prevention of discrimination becausL of race, color, religion (creed), sex r national origin the sale, leasing, rental or other disposition of cPsidential property and related facilities, o in the use and occupancy thereof, if provided i whole or in part by aid from the Federal Government. x. Prohibition of Discrimination A Borrower most abide by Section 109 of the Housing nd Community Development Act of 1974, as amended, (42 U.S.C., Sec. 5309), dealing with the prohibi- tion of discrimination on the ground of race, color, national origin, Or sex under any program or activity funded in whole or in part with funds under the Act, and HUD's implementing regulations ,untained in 24 CVR .Sec. 579.602. 1. environmental Policv A Borrower must abide by 42 U.S.C., Sec. 5304 (f), 42 U.S.C., Sections 4321 at seq. (National Environ - ..ental Policy Act of 1969), and HUD's implementing reyulntions contained In 24 CFR Part 58, dealing with compliance with certain environmental standards and procedural requirements. m. Relocation Assistance A Borrower most abide by the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1979 (42 U.S.C., Sections 4601 at seq.) and HUU's implementing regulations contained in 24 CFR Part 42, and 24 CPR Section 570.606 which deal. with tho acquisition of real property for a community velooment activity and the displacement of any family, individual, business, non-profit organi- zuLiOn, or f.-.rm that results from such acquisition. n. L�rlinl DepOr Lunit •A Borrower most abide by Cxecutive Order 11246 and the regulations issued pursuant thereto (41 CPR Chapter 60) and Section 3 of the Housing and Urban Development Act of 1968 (12 U.S.C. Section 1703u), dealing with tion -discrimination in employment, the Provision of opportunities for training and employment to lower income persons, and the award at contracts to eliaible business concerns which are located in, Or owned in substantial part by persons residing in the same metropolitan area as tale project. Ineligible Contractors A Borrower must abide by 24 CPR Section 570.609 and 21 CPR Part 24, dealing with the prohibition on the Ilse of debarred, suspended, or ineligible can - tractors or subcontractors. P . Other Hequl cements A Borrower must abide by such other laws, statutes, regulations, ordinances, aamintsteative rules, -etc. 123 nay be, 01 may become, applicable to the par - tic ale project assisted under this Program. In order to be eligible for assistance under this Program, the Borrower must agree to abide by all of the applicable Federal Regulations, and any amend - Matta thereto, or replacements thereof, governing the use of CDBG funds. .]uPP l' IAAn LiMIT5_ 5.. General The Ilamlor Center Revitalization Loan Program is intended to provide Community Development financial assistance 'hilar to that available under the Urban Development Action Grant (UDAG) Program but for projects that are less in total project cost than those normally financed under the UDAG Program. Since the UDAG program i available for assisting larger projects, and because of the limited amount of City Community Development funds, the marlmum amount of a Bangor Center Revitalization Loan s established as &75,000 unless otherwise approved for specific projects by separate City Council Order. 11 5.2 Small Projects Normally twenty-five percent (25%) of total project cost shall be the maximum Loan amount. For smaller projects the Committee may waive the 258 maximum Loan participa- tion requirement.